Independent Insurance Agency in Goose Creek & Charleston, SC
Most insurance agencies sell you one company's policy and move on. We don't work for any carrier — we work for you. As an independent agency serving Goose Creek, Summerville, and the greater Charleston area since 2013, we compare rates and coverage across 70+ top-rated carriers to find the right fit for your home, your vehicles, and your business. One call. Real options. No pressure.
How It Works
Three Steps to Coverage That Actually Fits
Most agencies sell you one company's policy and call it a day. We do the opposite. Here's how it works for Lowcountry families and businesses.
Tell Us What You Need to Protect
A 5-minute phone call or a quick online form is all it takes. Tell us about your home, vehicles, business, or family — we listen first, ask the right questions, and go to work finding your best options.
We Compare 70+ Carriers for You
Captive agents are locked into one company's products. We're not. We shop across Progressive, GEICO, Nationwide, and 65+ more carriers, comparing rates and coverage side by side to find what actually fits your life and your budget.
You Pick. We Handle the Rest.
Choose the policy that fits your needs and budget. We handle all the paperwork, get your coverage bound — often same day — and stay with you for every renewal, claim, and question that comes up down the road.
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Families & Businesses Protected
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Insurance Carriers We Shop for You
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Years of Industry Experience
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Years Serving the Lowcountry
Coverage Options
Protection for Every Part of Your Life
From your daily commute to your Lowcountry waterfront home, from your first life policy to your growing business, we find the right fit across 70+ carriers. Because independent means we work for you, not a company.
Auto Insurance
Tired of one-size-fits-all auto quotes? We compare rates across 70+ carriers to find the right blend of coverage and price for your vehicle, your driving habits, and your budget.
Explore Auto Coverageabout Auto InsuranceHome Insurance
South Carolina's coast means unique risks — hurricanes, flooding, wind damage. We build homeowners policies specifically for Lowcountry homes, so nothing catches you off guard.
Explore Home Coverageabout Home InsuranceBusiness Insurance
General liability, commercial property, workers' comp, inland marine — we build insurance programs tailored to how your business actually operates, not a template.
Explore Business Coverageabout Business InsuranceLife Insurance
Term, whole life, or universal — the right life insurance depends on your family's goals, not a one-size answer. We help you understand your options and find coverage that protects the people who depend on you most.
Explore Life Coverageabout Life InsuranceBoat Insurance
Whether you're on the Cooper River or headed offshore, your watercraft deserves coverage built for South Carolina waterways. Boat, jet ski, trailer — all covered.
Explore Boat Coverageabout Boat InsuranceCommercial Auto
One work truck or a fleet of twenty — commercial auto coverage that protects your vehicles, your drivers, and your bottom line. We shop the market so you don't have to.
Explore Commercial Autoabout Commercial AutoTrusted by Your Neighbors
Why Goose Creek Families Choose Us
“I’ve been their client for 20+ years. I’ve been shown nothing but kindness, respect and care. They are experts in their craft. They treat everyone as family and not as a name or policy number on the client list!! I personally consider Cheri and her team as family! Much love and appreciation today and always!!”
Donna Pinckney
“I have been working with Cameron for over 2 years. I have my home insurance and car insurances with the company and the team is GREAT but Cameron is EXCEPTIONAL! If I need ANYTHING from the insurance, if I have a question, if there is something that he can help me with, he will help! I am more than greatful to have found Cheri Nelson Insurance Agency!”
Anakarla Gomez
Ready to See What 70+ Carriers Can Do for Your Rates?
It takes less than 5 minutes to request a quote. We'll do the shopping — you make the decision.
One Family. Five Coverages. One Independent Agency.
After the Sale
A Local Team That Answers the Phone
When you have a question, need a certificate, or have to file a claim, you won't get a call center. You'll get us, the same people who set up your policy in the first place. Office hours: Mon–Thu 10am–5pm · Fri 10am–1pm. After-hours claims? Your carrier has you covered.
File a Claim
When something goes wrong, you need someone in your corner. We guide you through every step of the claims process — from first call to final resolution.
Start a Claimabout File a ClaimMake a Payment
Pay your premium online or set up autopay. Not sure which portal your carrier uses? Call us and we'll walk you through it in two minutes.
Make a Paymentabout Make a PaymentRequest a Certificate
Need proof of insurance for a job, a lender, or a landlord? We turn around certificates of insurance fast — usually the same day.
Request Certificateabout Request a CertificateUpdate Your Policy
New car? New address? New addition to the family? Life changes, and your coverage should change with it. Let us know and we'll adjust your policy.
Update My Policyabout Update Your PolicyNot Sure Where to Start? That's Exactly What We're Here For.
Every conversation starts with listening — not selling. Tell us what's on your mind, and we'll help you figure out the right coverage. No pressure, no obligation.